Synonyms for Speculative (same or very similar meaning)
WordNet sense 1 (not financially safe or secure):
bad, risky, high-risk
WordNet sense 2 (not sound financially):
unsound
WordNet sense 3 (not based on fact or investigation):
notional
WordNet sense 4 (concerned primarily with theories or hypotheses rather than practical considerations):
theoretical
WordNet sense 5 (showing curiosity):
inquisitive, questioning, wondering
WordNet sense 6 (eager to investigate and learn or learn more (sometimes about others' concerns)):
curious
From the ODE community, based on WordNet
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